My warehouse manager just went out to the Roach Coach (those food trucks that go from warehouse to warehouse delivering less than healthy food...) to get his mid-morning meal during break. He came in balancing a plate of food and carrying a Gatorade. I was asking him some questions about an order and he started jumping around a little. I looked him funny, and he replied:
"The tortillas in my pocket are burning me!"
And he proceeded to pull out a several tortillas wrapped in thin yellow paper.
Cracked my shit up!
Did I tell you all about my escrow issues??
(First, for anyone sans-house, escrow is basically rolling your annual property taxes into your monthly mortgage payments so that you don't have to pay a few thousand dollar lump sum in taxes each year...It was recommended for me since I was a first-time home buyer, but eventually, it's more financially sound to pay the taxes yourself without escrow.)
What a mess. They sent me a bill saying their was a $1314 shortage on my escrow account. Meaning I would have to pay $1314 or watch my monthly payments go up $109.50. It turned out they had not yet received my Homestead Exemption (meaning I live in my house and it's not just an investment property) and the analysis had been done without the exemption included. The nearly $800 exemption. So, problem mostly solved. We're talking about $514 now. That's no where near as painful. Taxes go up...Nothing you can do. Well I got a revised statement yesterday. It says I still owe a $982 shortage. How can that be??
And on top of that, they say my new bill after paying the shortage would only go up by $3 a month. How is that possible?? If taxes supposedly went up $42 a month, isn't this going to put me right back where I am now in a year? With an ever-increasing under-analyzed shortage on my escrow account??
Mess. Totally mess....